ZEND ACCOUNT FOR PERSONAL USE

Zend offers comprehensive personal payment solutions to individuals who want to make a positive impact on climate change. These multi-currency accounts are tailored to meet the needs of young adults, international students, and immigrants. It allows for seamless cross-border transactions, bill payments, and borrowing from local and international lenders. Individual users can exchange money at their desired rates, access deals and discounts from over 5000 brands worldwide, and perform all their day-to-day banking needs with ease. They can easily monetize their “Oxygen assets” in real-time and receive dividends–A simple, user-friendly app that operates on our decentralized network.

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ZAVE 4 JUNIOR™

The Zave 4 Junior™ account offers parents from developing countries the ability to deposit their “Oxygen Assets” in a child's account, while using Zend as their primary payment tool. By utilizing our platform, parents can turn their everyday activities into financial benefits for their children's education abroad. We Collaborate with top universities worldwide, so that by the time their children have grown up, the parents' positive impact on the environment can also serve as a financial tool for their higher education.

Invest In An Impactful Future For Your Child

Use case

Meet Mr. Rahe, a father living in a developing country. Wants to provide his daughter Shurti with the best education possible. He dreams of her attending a top university, but he also wants to make sure that his financial choices align with his environmental values. That's when he discovers the Zave 4 Junior™account. With this revolutionary new account, Mr. Rahe is able to deposit his carbon offset credits into Shruti's account and use Zend as his primary payment tool for all of his everyday financial transactions. As he uses the platform, he is also making a positive impact on the environment. Over time, the credits he deposits into Shurti's account start to add up, and before he knows it, he has enough to fund her education at the University of Wales, one of his top choices for her. As Shruti grows up and pursues her higher education, Mr. Rahe takes pride in the fact that his financial choices have not only helped his daughter, but also contributed to a sustainable future. Thanks to Zend's Zave 4 Junior™ account, he was able to turn his everyday activities into a financial benefit for his child's education and make an impact on the environment.

ZAVE™ ZEND'S

Zave™ is a decentralized savings tool available to anyone with a registered personal or business account on our platform. It allows users to save their unused money in our stable coins and earn daily returns based on a shared profit system with the platform. This innovative savings scheme is interest-free, low-risk, and offers high returns. Users have the flexibility to partially transfer or withdraw their savings at any time, and the dividends earned will be received by the account holder.

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Use case

Jack, a young professional, is trying to save for his future. He has a steady income but doesn't want to put his money in a traditional savings account, as it offers a low interest rate. He wants to earn a higher return on his savings without taking on a lot of risk. Jack learns about Zend's Zave™ and decides to give it a try. He opens a registered personal account on the platform and transfers his savings into stable coins. He likes the idea of earning daily returns based on a shared profit system with the platform, and he likes that the savings scheme is interest-free and offers high returns. As he progresses in his career and his income increases, Jack occasionally needs to withdraw some of his savings for personal expenses. Zend's Zave™ gives him the flexibility to partially transfer or withdraw his savings at any time. And the dividends earned on his savings are received by his account holder. With Zendrive™, Jack is able to earn a higher return on his savings while also having the flexibility to access his money when he needs it, and he is able to plan and save for his future without any hassle.

ZEND ENTERPRISE

Our comprehensive services include multi-currency accounts, seamless cross-border payments, a fully integrated and feature-rich CRM system, trade document settlements, payment guarantees, and instant exchange. With an integrated validation tool businesses can validate their buyer or sellers and also get validated to increase their credibility. Our cutting-edge AI technology enables businesses to easily implement carbon barcoding and track their environmental impact.

Grow with measurable impact

ZEND CARBON CALCULATOR

At Zend, our primary focus is on creating a positive impact through our projects, research, and developments. We understand the importance of being aware of one's individual carbon footprint. That's why we have developed a state-of-the-art Carbon Calculator, an AI-powered tool that delivers near-accurate results on your carbon footprint based on your daily life spending and activities. Try it and take your first step towards reducing your carbon footprint.

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ZEND MONEY MARKETPLACE

Zend's Money Marketplace is a cutting-edge product that is integrated into both personal and business accounts, as well as a standalone product for regulated FX traders worldwide. It is designed to facilitate community-based exchanges, where individuals can directly connect with others for their foreign exchange needs. Our approach is simple, intuitive, and flexible, making it the perfect tool for community banking.

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ZEND VALID8™

Zend's Valid8™ is a proprietary compliance engine that ensures our organization adheres to strict compliance regulations and protects our platform and resources from misuse. Using AI-enabled screening, we are able to quickly identify if an applicant is sanctioned, politically exposed, or has an adverse reputation. This Allows us to stop the On-boarding process at the earliest stage, protecting our platform and its users. Integrated as a core product within the Zend platform, Valid8™ is also available as a standalone solution for various sectors including education, finance, banking, and more."

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IMPACT CHAIN™

Impact Chain™ –Track, validate, and monetize individuals' impact on the climate. This proprietary blockchain is fully integrated into the Zend platform, at no additional cost and is available to organizations looking to validate their impact outside of the Zend platform. It is based on a "proof of impact" consensus that provides a validation mechanism for any impact recorded on the chain. It ensures all impact is accurate, transparent, and democratized.

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Use cases

XYZ Inc., a large corporation, wants to demonstrate their commitment to environmental, social, and governance (ESG) principles to their stakeholders. They use Zend's Impact Chain™ to validate and monetize their impact on climate change, by tracking and reporting their carbon emissions, waste management, and water usage. Because of Zend’s Impact Chain™ they are able to accurately communicate their ESG performance to stakeholders, and earn carbon credits that they can sell on the market. Using Zend Proprietary blockchain technology, they have the confidence in knowing that their impact data is accurate, transparent, and verifiable.
An environmental non-profit organization, Green Earth, uses Zend'sImpact Chain™ to track and validate the impact of their conservation projects. They use the blockchain to record the carbon sequestration of their reforestation projects, and monetize their impact by selling carbon credits to offsetting companies. By using Zend's technology, they can ensure that their impact data is accurate, transparent, and verifiable, which helps them to raise awareness about their work and also to secure funding for their projects.
Maria, an individual, wants to offset her carbon footprint and make a positive impact on the environment. Using Zend's Impact Chain™, she is able to track and validate her impact by measuring her carbon emissions from transportation, energy consumption, and waste management. She can then monetize her impact by buying and selling carbon credits on the market, and also receive real-time dividends of her carbon offsetting activities. Zend's technology makes it easy for her to understand and take control of her impact on the environment.
The Department of Environment, a government agency, uses Zend's Impact Chain™ to track and validate the carbon offsetting efforts of companies operating within the country. By using Zend's blockchain technology, they can ensure that the carbon credits being traded on the market are accurate, transparent, and traceable. This helps them to protect their citizens from fraud and also to promote sustainable development. They trust in the security and accuracy of Zend's technology to validate the impact data, to make data-driven decisions.