About us

Zend is fighting against climate change.

We’re Zend, the revolutionary fintech with sustainability and the environment at the heart of every decision
we take. We’re leading the charge in the fight against climate change by leveraging the power of your everyday
financial transactions. Harnessing the power of decentralised technology, our smart impact validation mechanism
seamlessly integrates with core banking systems to measure the impact of your transactions. With Zend, you can
now validate, calculate and monetise your impact on the environment in real-time with a few clicks of an app. This
is what sets us aside from other financial platforms and providers.

Our platform empowers you to take action beyond net-zero and implement efficient Environmental, Social and
Governance (ESG) practices. With real-time validation of positive impact. You can also accurately estimate, forecast and
offset your carbon emissions. This helps you make a real impact on the environment.

Our clients range from environmentally conscious individuals, societies and communities to governments, NGOs, banks
and large corporations. We believe that by providing community-banking services at scale, we can evolve the banking
ecosystem to provide Sustainability as a Service (SaaS) and make ESG actions simple, automatic, engaging and powerful
through innovation. Our goal is to bring people together to build a sustainable planet for the future generations.


Faraz Khan

Founder & CEO
Financial Technologist (Ex-Dell)

Yannick Uleners

Chief Financial Officer

Kriya Patel

Risk and Compliance

Kris Hicks

Strategy Advisor
(COO Recruit invest)

Karen Davidson

Investment Advisor

Catherine Dixon

Senior Advisor
(Ex-Lehman Brothers)

Our Vision

Our vision is to create a financial solutions platform that is easily accessible, user-friendly, and profitable for its users that it becomes an essential tool for every individual and business, transforming every transaction into a force for positive impact.

Our Purpose

We empower individuals and businesses to make an impact with their transactions, and contribute towards a better tomorrow for our future generations.

Our Values


We are committed to build a financial ecosystem that is in line with our sustainable development goals.


Our goal is to make a measurable and verifiable positive impact on the environment.


We use technology that is efficient and effective in driving our environmental conservation efforts.


We aim to build a financial ecosystem that is accessible to all to make the most significant impact on climate change.


We are constantly upgrading ourselves with the latest developments in environmental conservation and adapting our financial and banking system.

Our promise

We promise to empower you to make a measurable and verifiable positive impact on the environment through your financial transactions and banking practices. We will provide you with all the tools and resources you need to take action beyond net-zero, implement efficient Environmental, Social and Governance (ESG) practices, and join a community of like-minded individuals and organizations committed to achieving a net-zero world.


Join our team at Zend and make a real impact on climate change. We're looking for passionate individuals to help us develop and promote our innovative financial technology. Together, we can create a sustainable future for all. Please check our job page for current job openings.

Join the impact-driven team at Zend today!

Our partners in Positive Impact

Our partners are world leading technology companies, research organizations and academia

Join us in our mission and become one of our valued partners

Our oxygen projects


Future Researches


( In collaboration with academic partners. )